About COINS USA:
COINS USA Employment Benefits at a Glance

Hospitalization & Major Medical

COINS USA pays the medical premium for employee individual or family coverage up to a cap that is established annually by the Company.

Group Life Insurance and Accidental Death & Dismemberment

COINS USA pays the premium for group life insurance for each employee, with a value of twice the employee's annual salary rounded to the nearest $1,000 ($100,000 maximum). This group life insurance includes Accidental Death and Dismemberment coverage.

Long Term Disability

COINS USA pays one half of the premium for generous Long Term Disability of 60% of base salary after 90 days (up to a maximum of $6,000 per month).

Holidays

COINS USA provides its employees with 8 paid holidays each year.

Sick & Personal Time

COINS USA employees receive 10 paid days of sick and personal time a year, accrued biweekly.

Vacation

After only 6 months service, COINS USA employees have 5 vacation days available for use. Thereafter, vacation time accrues to total 10 paid days per year. Employees are entitled to three weeks vacation after 10 years of service.

Additional Benefits Available to COINS USA Employees

• Dental insurance
• Tuition reimbursement program
• Flexible benefits plan
• Cancer coverage (portable)
• 401(k) with Company match, plus profit sharing plan
• Company-wide incentive compensation program
• Additional life insurance (portable)
• Supplemental Short Term Disability (portable)
• Professional society membership dues program
• Credit union membership (available to all employees)
• Direct deposit
• Internet access/E-mail account
• Employee Assistance Program (EAP)
• Employee purchase program for computing and technology products
• Employee purchase program for U.S. Savings Bonds
• Corporate discount at office park child care facility
• Corporate discount on Verizon Wireless cell phone purchase and plan options
• Flexible work environment:
  • Flexible work hours
  • Telecommuting
  • Casual dress policy
  • Reduced hours or part time employment

For full time employees, coverage for hospitalization and major medical, dental insurance, and group life insurance may be effective immediately, without limitations, upon your first day of employment. COINS USA reserves the right to unilaterally modify or terminate these benefits at any time and without notice to the employee.